Loan Programs

• Up to 80% LTV for purchases and rate-term refinances
• Up to 75% LTV for cash-out refinances

• Loan amounts range from $75,000 to $2.5 million
• Interest rates as low as 6.45%, with terms varying based on loan structure and borrower qualifications

• For individual investors and larger portfolios
• Some lenders available nationwide

• 30-year fixed-rate rental loans
• DSCR (Debt-Service Coverage Ratio) loans
• Rental portfolio loans
• Short-term rental loans
• Rate-term and cash-out refinancing

Loans primarily based on a property's DSCR, meaning approval depends on rental income.

• Min FICO Score: 660
• No personal income, tax returns, or personal debt-to-income ratios requirements
• LLCs and individuals welcome

• Single-family rentals
• 2-4 unit properties
• Condos
• Townhomes
• Manufactured homes
• Planned unit developments (PUDs)
• Multifamily buildings with 5+ units
• Mixed-use properties

• Streamlined applications with minimal documentation
• Digital platforms for fast approvals within 24 hours
• Dedicated team to assist investors in finding the best financing solutions

Flexible prepayment structures, such as declining penalties and no-prepayment-penalty choices for those who may want to refinance or sell early.

• LTV up to 70% of the ARV
• LTC up to 85% of the total project cost

• Loan amounts range from $75,000 to $5 million
• Interest rates as low as 6.5%, depending on the project size, borrower qualifications, and market conditions

• Some lenders providing financing for specific areas like infill properties 
• Some lenders available nationwide

• New construction
• Infill development
• Short-term financing for construction projects
• Long-term options once the project is completed

 Approval generally based on strength of the project, borrower's experience, and property's potential value upon completion. Some lenders offer streamlined approvals with minimal documentation. 

• Min FICO Score: 650

• Single-family
• Multifamily
• Mixed-use properties
• Residential and commercial developments

• Dedicated support from experienced lending teams
• Expert guidance from application to completion
• User-friendly platforms and hands-on assistance to manage your loan, track progress, and complete your construction project

Flexible prepayment options , such as no prepayment penalties, declining penalties, interest-only payments during build phase, and early payoff discounts.

• Up to 90% of purchase price
• Up to 100% of renovation costs
• ARV (After-Repair Value) financing up to 75%

•  Loan amounts range from $50,000 to $10 million
• Interest rates as low as 7%, depending on the project size, borrower qualifications, and market conditions

• Some lenders available nationwide

• Short-term Fix & Flip loans
• Bridge loans
• Fix-to-rent options, designed for acquiring, renovating, and reselling investment properties 

 Approval based on property value and project feasibility

• No personal income or tax returns requirements
• Some lenders require a prior real estate experience
• Min FICO Score: 650

• Single-family
• Condos
• Townhomes
• 2-4 unit properties
• Multifamily buildings (5+ units)

• Fast approvals
• Online applications
• Minimal documentation
• Dedicated loan specialists and draw management teams to assist throughout the project 
• Streamlined funding processes

Flexible prepayment options, such as no prepayment penalties and declining penalties.

• Up to 85% of purchase price
• Up to 100% of renovation costs
• ARV (After-Repair Value) financing up to 75% 

•  Loan amounts range from $50,000 to $10 million
• Interest rates as low as 6.5%, depending on the project size, borrower qualifications, and market conditions

• Some lenders available nationwide

• Short-term bridge loans designed for quick acquisitions, value-add projects, and property stabilization
• Multifamily bridge loans for larger investment properties

  Approval based on property value, project potential, and borrower experience

• Min FICO Score: 660
• No personal income or tax return requirements

• Single-family
• Condos
• Townhomes
• 2-4 unit properties
• Multifamily buildings (5+ units)
• Mixed-use properties

• Fast approvals
• Online applications
• Minimal documentation
• Dedicated loan specialists
• Draw management teams
• Streamlined funding processes

Flexible prepayment options, such as no prepayment penalties and declining penalties.